Home

Upstox Software Development Engineer 1 Salary 2025

Compensation details including base salary, bonuses, and benefits

Leading discount broking platform for trading and investments.

Mumbai
500-1000
Fintech
Contribute Your Salary Data

Compensation Breakdown

Base Salary

₹16,25,000

Performance Bonus

₹1,25,000

Total Compensation

₹18,00,000

Additional Benefits

Health & Wellness

Comprehensive health insurance coverage and wellness programs

Similar Companies

Companies in Fintech
R

Razorpay

Fintech

Bangalore
₹17,00,000
P

PhonePe

Fintech

Bangalore
₹26,75,000
C

CRED

Fintech

Bangalore
₹26,00,000

Upstox Tech Stack 2025

Complete list of technologies, frameworks, and tools used at Upstox for software development and operations.

Primary Technologies

A
Android
K
Kotlin
J
Java

Last updated: December 2025

Calculate Cost of Living in Mumbai

Adjust sliders to see what ₹18,00,000 as Software Development Engineer 1 at Upstox means for your lifestyle

Customize Your Monthly Budget

🏠Housing & Rent
₹28,500
PG (Single Sharing) / 1 BHK
₹9,500₹76,000
🍕Food & Groceries
₹10,500
Mixed (50-50)
₹4,200₹31,500
🚗Transportation
₹6,000
Mixed commute
₹1,200₹21,600
📱Utilities & Subscriptions
₹2,750
Standard + streaming
₹880₹8,800
🎉Lifestyle & Entertainment
₹9,600
Active but budget-conscious
₹2,400₹30,000
👤Personal & Healthcare
₹2,750
Standard personal care
₹550₹11,000

Your Budget Summary

Estimated Monthly Take Home Salary (post-tax)₹1,44,305 - ₹1,09,946
Your Expenses-₹60,100
Net Takehome₹84,205 - ₹49,846
Savings Rate
58% - 45%
Good 👍

Future Projections

3 months:₹2,52,614 - ₹1,49,539
6 months:₹5,05,228 - ₹2,99,078
1 year:₹10,10,456 - ₹5,98,157
5 years:₹69,45,736 - ₹41,11,648
* 5-year projection assumes 12% investment returns

Note: These are estimates based on average costs. Your actual expenses may vary. Company benefits (meals, transport) can significantly reduce costs. Last updated: November 2025.

☀️

Climate & Living Conditions in Mumbai

Hot & humid coastal climate with heavy monsoons

🌡️Temperature

18°C - 35°C

💧Rainfall

2400mm/year

🌫️Air Quality

Moderate to Poor

✨Best Time

November to February

📅 Seasonal Weather Patterns

☀️

Summer

Mar-May

25°C - 35°C

🌧️

Monsoon

Jun-Sep

24°C - 30°C

❄️

Winter

Nov-Feb

18°C - 30°C

🌫️

Air Quality Index (AQI)

Level

Moderate to Poor

Typical Range

80-180

Key Concern

Coastal pollution and traffic congestion

Humidity: High (70-85%)

💰 Climate-Related Costs

  • •AC essential: +₹2,500-4,000/month in summer
  • •Dehumidifier helpful in monsoon (₹8,000-15,000 one-time)
  • •Waterproof bags, shoes essential (₹2,000-3,000)
  • •Higher electricity bills due to humidity

💡 Relocation Tips

  • →Avoid relocation during peak monsoon (July-August)
  • →Housing near stations reduces transport costs significantly
  • →Sea-facing areas cooler but 30-40% more expensive
  • →Local train commute manageable with AC available
  • →Monsoon can cause waterlogging - check area history
🎯

Best Time to Relocate

November to February - Most comfortable weather and easier settling in period

FAQ about Upstox Software Development Engineer 1 Salaries

The average base salary for Software Development Engineer 1 at Upstox in Mumbai is ₹16,25,000.

The total compensation for freshers at Upstox is ₹18,00,000. This includes a base salary, bonuses, and other benefits paid over an year.

No, Upstox does not offer stock options (ESOPs) for Software Development Engineer 1.

No, Upstox does not provide a relocation bonus for Software Development Engineer 1.

The tech stack used at Upstox includes: Android, Kotlin, Java.

Discussions

Upstox Software Development Engineer 1 Salary in India 2025