CRED Software Engineer Salary 2026
Compensation details including base salary, bonuses, and benefits
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Compensation Breakdown
Base Salary
₹22,00,000
ESOPs
₹22,00,000
Relocation Bonus
₹2,00,000
Total Compensation
₹26,00,000
CRED Employee Benefits and Perks
ESOPs
22L of ESOPs vested over 4 years(10%, 20%, 30%, 40%)
Health & Wellness
Comprehensive health insurance coverage
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Companies in FintechCRED Tech Stack 2026
Complete list of technologies, frameworks, and tools used at CRED for software development and operations.
Primary Technologies
Last updated: January 2026
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Note: These are estimates based on average costs. Your actual expenses may vary. Company benefits (meals, transport) can significantly reduce costs. Last updated: November 2025.
Climate & Living Conditions in Bangalore
Pleasant year-round moderate climate
15°C - 33°C
970mm/year
Moderate
October to February
📅 Seasonal Weather Patterns
Summer
Mar-May
20°C - 33°C
Monsoon
Jun-Sep
19°C - 28°C
Winter
Nov-Jan
15°C - 28°C
Air Quality Index (AQI)
Level
Moderate
Typical Range
50-150
Key Concern
Increasing traffic pollution in peak hours
Humidity: Moderate (60-70%)
💰 Climate-Related Costs
- •AC optional: saves ₹2,000-3,000/month vs other metros
- •Light woolens needed in winter (₹3,000-5,000 one-time)
- •Sudden weather changes - keep umbrella handy
💡 Relocation Tips
- →Most comfortable climate among tier-1 cities
- →Traffic worse during rains - plan commute accordingly
- →Parks and outdoor spaces make lifestyle more affordable
- →Evening weather perfect for outdoor activities
Best Time to Relocate
October to February - Most comfortable weather and easier settling in period
FAQ about CRED Software Engineer Salaries
The average base salary for Software Engineer at CRED in Bangalore is ₹22,00,000.
The total compensation for freshers at CRED is ₹26,00,000. This includes a base salary, bonuses, and other benefits paid over an year.
Yes, CRED offers stock options (ESOPs) for Software Engineer. The company typically provides stock options as part of the compensation package to attract and retain top talent.
Yes, CRED provides Relocation Bonus of ₹2,00,000 for Software Engineer. The company offers Relocation Bonus as part of the package to help employees cover the costs of moving to their Bangalore office for work.
The tech stack used at CRED includes: Android, React Native, Node.js.