Paytm Software Engineer Salary 2025

Compensation details including base salary, bonuses, and benefits

India's leading digital payments and financial services platform.

Noida
10000+
Fintech

Compensation Breakdown

Base Salary

₹15,00,000

Retention Bonus

₹1,00,000

Stock Bonus

₹5,00,000

Total Compensation

₹17,00,000

Additional Benefits

Stock Bonus

5L of stocks vested over 5 years

Health & Wellness

Comprehensive health insurance coverage

Paytm Tech Stack 2025

Complete list of technologies, frameworks, and tools used at Paytm for software development and operations.

Primary Technologies

A
Android
K
Kotlin
J
Java

Last updated: November 2025

Calculate Cost of Living in Noida

Adjust sliders to see what ₹17,00,000 means for your lifestyle

Customize Your Monthly Budget

🏠Housing & Rent
₹18,750
PG (Single Sharing) / 1 BHK
₹6,250₹50,000
🍕Food & Groceries
₹11,000
Mixed (50-50)
₹4,400₹33,000
🚗Transportation
₹6,000
Mixed commute
₹1,200₹21,600
📱Utilities & Subscriptions
₹2,625
Standard + streaming
₹840₹8,400
🎉Lifestyle & Entertainment
₹9,200
Active but budget-conscious
₹2,300₹28,750
👤Personal & Healthcare
₹2,625
Standard personal care
₹525₹10,500

Your Budget Summary

Estimated Monthly Take Home Salary (post-tax)₹1,37,375 - ₹1,04,666
Your Expenses-₹50,200
Net Takehome₹87,175 - ₹54,466
Savings Rate
63% - 52%
Good 👍

Future Projections

3 months:₹2,61,524 - ₹1,63,399
6 months:₹5,23,048 - ₹3,26,798
1 year:₹10,46,096 - ₹6,53,597
5 years:₹71,90,720 - ₹44,92,735
* 5-year projection assumes 12% investment returns

Note: These are estimates based on average costs. Your actual expenses may vary. Company benefits (meals, transport) can significantly reduce costs. Last updated: November 2025.

☀️

Climate & Living Conditions in Noida

NCR region - hot summers, cold winters with pollution

🌡️Temperature

6°C - 44°C

💧Rainfall

800mm/year

🌫️Air Quality

Poor to Very Poor

Best Time

February to March, October

📅 Seasonal Weather Patterns

☀️

Summer

Apr-Jun

25°C - 44°C

🌧️

Monsoon

Jul-Sep

26°C - 35°C

❄️

Winter

Dec-Feb

6°C - 21°C

🌫️

Air Quality Index (AQI)

Level

Poor to Very Poor

Typical Range

140-320

Key Concern

Similar to Delhi, critical in winter

Humidity: Low to Moderate (40-70%)

💰 Climate-Related Costs

  • AC essential: +₹2,800-4,500/month (May-Sep)
  • Heating costs: +₹1,500-2,500/month (Dec-Feb)
  • Air purifier recommended: ₹15,000-25,000 one-time
  • Regular filter changes: ₹2,000-3,000 every 6 months
  • Winter clothing: ₹8,000-15,000

💡 Relocation Tips

  • Sectors near metro stations have better connectivity
  • Greater Noida slightly better air quality than Noida
  • Budget for seasonal wardrobe changes
  • Many residential complexes have air quality measures
  • Delhi Metro makes commute to Delhi easier
🎯

Best Time to Relocate

February to March, October - Most comfortable weather and easier settling in period

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