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Airtel Payments Bank Software Development Engineer 1 Salary 2025

Compensation details including base salary, bonuses, and benefits

Airtel Payments Bank provides digital banking solutions with a focus on secure and seamless payments.

Gurgaon
1000-5000
Fintech
Contribute Your Salary Data

Compensation Breakdown

Base Salary

₹12,50,000

Total Compensation

₹12,50,000

Additional Benefits

Health & Wellness

Comprehensive health insurance coverage

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Airtel Payments Bank Tech Stack 2025

Complete list of technologies, frameworks, and tools used at Airtel Payments Bank for software development and operations.

Primary Technologies

J
Java
S
Spring Boot
M
Microservices
K
Kubernetes

Last updated: November 2025

Calculate Cost of Living in Gurgaon

Adjust sliders to see what ₹12,50,000 means for your lifestyle

Customize Your Monthly Budget

🏠Housing & Rent
₹20,250
PG (Single Sharing) / 1 BHK
₹6,750₹54,000
🍕Food & Groceries
₹11,000
Mixed (50-50)
₹4,400₹33,000
🚗Transportation
₹5,750
Mixed commute
₹1,150₹20,700
📱Utilities & Subscriptions
₹2,575
Standard + streaming
₹824₹8,240
🎉Lifestyle & Entertainment
₹8,960
Active but budget-conscious
₹2,240₹28,000
👤Personal & Healthcare
₹2,625
Standard personal care
₹525₹10,500

Your Budget Summary

Estimated Monthly Take Home Salary (post-tax)₹1,09,375 - ₹83,334
Your Expenses-₹51,160
Net Takehome₹58,215 - ₹32,174
Savings Rate
53% - 39%
Moderate ⚖️

Future Projections

3 months:₹1,74,646 - ₹96,521
6 months:₹3,49,292 - ₹1,93,042
1 year:₹6,98,584 - ₹3,86,083
5 years:₹48,01,973 - ₹26,53,883
* 5-year projection assumes 12% investment returns

💡 Tip: Try reducing expenses by ₹5-10K to improve your savings rate

Note: These are estimates based on average costs. Your actual expenses may vary. Company benefits (meals, transport) can significantly reduce costs. Last updated: November 2025.

☀️

Climate & Living Conditions in Gurgaon

Similar to Delhi - extreme temperatures, pollution concerns

🌡️Temperature

6°C - 45°C

💧Rainfall

700mm/year

🌫️Air Quality

Poor to Very Poor

✨Best Time

February to March, October

📅 Seasonal Weather Patterns

☀️

Summer

Apr-Jun

26°C - 45°C

🌧️

Monsoon

Jul-Sep

26°C - 36°C

❄️

Winter

Dec-Feb

6°C - 21°C

🌫️

Air Quality Index (AQI)

Level

Poor to Very Poor

Typical Range

150-350

Key Concern

Industrial pollution adds to vehicle emissions

Humidity: Low to Moderate (35-65%)

💰 Climate-Related Costs

  • •AC essential: +₹3,000-5,000/month (May-Sep)
  • •Heating required: +₹1,500-2,500/month (Dec-Feb)
  • •Air purifier strongly recommended: ₹15,000-30,000
  • •Higher electricity bills due to extreme weather
  • •Winter wardrobe investment: ₹10,000-15,000

💡 Relocation Tips

  • →Cyber Hub and Golf Course Road have better air quality
  • →Office complexes often provide purified air indoors
  • →Plan for both extreme heat and cold preparation
  • →Metro expansion improving but still car-dependent for many areas
  • →Avoid ground floor housing due to dust and pollution
🎯

Best Time to Relocate

February to March, October - Most comfortable weather and easier settling in period

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