Airtel Payments Bank Software Development Engineer 1 Salary 2026

Compensation details including base salary, bonuses, and benefits

Airtel Payments Bank provides digital banking solutions with a focus on secure and seamless payments.

Gurgaon
1000-5000
Fintech

Compensation Breakdown

Base Salary

₹12,50,000

Total Compensation

₹12,50,000

Airtel Payments Bank Employee Benefits and Perks

Health & Wellness

Comprehensive health insurance coverage

Airtel Payments Bank Tech Stack 2026

Complete list of technologies, frameworks, and tools used at Airtel Payments Bank for software development and operations.

Primary Technologies

J
Java
S
Spring Boot
M
Microservices
K
Kubernetes

Last updated: January 2026

Calculate Cost of Living in Gurgaon

Adjust sliders to see what ₹12,50,000 as Software Development Engineer 1 at Airtel Payments Bank means for your lifestyle

Customize Your Monthly Budget

🏠Housing & Rent
₹20,250
PG (Single Sharing) / 1 BHK
₹6,750₹54,000
🍕Food & Groceries
₹11,000
Mixed (50-50)
₹4,400₹33,000
🚗Transportation
₹5,750
Mixed commute
₹1,150₹20,700
📱Utilities & Subscriptions
₹2,575
Standard + streaming
₹824₹8,240
🎉Lifestyle & Entertainment
₹8,960
Active but budget-conscious
₹2,240₹28,000
👤Personal & Healthcare
₹2,625
Standard personal care
₹525₹10,500

Your Budget Summary

Estimated Monthly Take Home Salary (post-tax)₹1,09,375 - ₹83,334
Your Expenses-₹51,160
Net Takehome₹58,215 - ₹32,174
Savings Rate
53% - 39%
Moderate ⚖️

Future Projections

3 months:₹1,74,646 - ₹96,521
6 months:₹3,49,292 - ₹1,93,042
1 year:₹6,98,584 - ₹3,86,083
5 years:₹48,01,973 - ₹26,53,883
* 5-year projection assumes 12% investment returns

💡 Tip: Try reducing expenses by ₹5-10K to improve your savings rate

Note: These are estimates based on average costs. Your actual expenses may vary. Company benefits (meals, transport) can significantly reduce costs. Last updated: November 2025.

☀️

Climate & Living Conditions in Gurgaon

Similar to Delhi - extreme temperatures, pollution concerns

🌡️Temperature

6°C - 45°C

💧Rainfall

700mm/year

🌫️Air Quality

Poor to Very Poor

Best Time

February to March, October

📅 Seasonal Weather Patterns

☀️

Summer

Apr-Jun

26°C - 45°C

🌧️

Monsoon

Jul-Sep

26°C - 36°C

❄️

Winter

Dec-Feb

6°C - 21°C

🌫️

Air Quality Index (AQI)

Level

Poor to Very Poor

Typical Range

150-350

Key Concern

Industrial pollution adds to vehicle emissions

Humidity: Low to Moderate (35-65%)

💰 Climate-Related Costs

  • AC essential: +₹3,000-5,000/month (May-Sep)
  • Heating required: +₹1,500-2,500/month (Dec-Feb)
  • Air purifier strongly recommended: ₹15,000-30,000
  • Higher electricity bills due to extreme weather
  • Winter wardrobe investment: ₹10,000-15,000

💡 Relocation Tips

  • Cyber Hub and Golf Course Road have better air quality
  • Office complexes often provide purified air indoors
  • Plan for both extreme heat and cold preparation
  • Metro expansion improving but still car-dependent for many areas
  • Avoid ground floor housing due to dust and pollution
🎯

Best Time to Relocate

February to March, October - Most comfortable weather and easier settling in period

FAQ about Airtel Payments Bank Software Development Engineer 1 Salaries

The average base salary for Software Development Engineer 1 at Airtel Payments Bank in Gurgaon is ₹12,50,000.

The total compensation for freshers at Airtel Payments Bank is ₹12,50,000. This includes a base salary, bonuses, and other benefits paid over an year.

No, Airtel Payments Bank does not offer stock options (ESOPs) for Software Development Engineer 1.

No, Airtel Payments Bank does not provide a relocation bonus for Software Development Engineer 1.

The tech stack used at Airtel Payments Bank includes: Java, Spring Boot, Microservices, Kubernetes.

Discussions