Acko Software Development Engineer 1 Salary 2026

Compensation details including base salary, bonuses, and benefits

Digital insurance platform offering hassle-free policies.

Mumbai
1000-5000
Insurance

Compensation Breakdown

Base Salary

₹18,40,000

Signing Bonus

₹1,20,000

Relocation Bonus

₹70,000

Total Compensation

₹19,60,000

Acko Employee Benefits and Perks

Health & Wellness

Comprehensive health insurance coverage and wellness programs

Relocation Assistance

Relocation expenses covered upto 70K

Performance Bonus

Performance bonus upto 20% of base salary

Acko Tech Stack 2026

Complete list of technologies, frameworks, and tools used at Acko for software development and operations.

Primary Technologies

A
Android
K
Kotlin
S
Spring Boot

Last updated: January 2026

Calculate Cost of Living in Mumbai

Adjust sliders to see what ₹19,60,000 as Software Development Engineer 1 at Acko means for your lifestyle

Customize Your Monthly Budget

🏠Housing & Rent
₹28,500
PG (Single Sharing) / 1 BHK
₹9,500₹76,000
🍕Food & Groceries
₹10,500
Mixed (50-50)
₹4,200₹31,500
🚗Transportation
₹6,000
Mixed commute
₹1,200₹21,600
📱Utilities & Subscriptions
₹2,750
Standard + streaming
₹880₹8,800
🎉Lifestyle & Entertainment
₹9,600
Active but budget-conscious
₹2,400₹30,000
👤Personal & Healthcare
₹2,750
Standard personal care
₹550₹11,000

Your Budget Summary

Estimated Monthly Take Home Salary (post-tax)₹1,55,393 - ₹1,18,394
Your Expenses-₹60,100
Net Takehome₹95,293 - ₹58,294
Savings Rate
61% - 49%
Good 👍

Future Projections

3 months:₹2,85,878 - ₹1,74,883
6 months:₹5,71,756 - ₹3,49,766
1 year:₹11,43,512 - ₹6,99,533
5 years:₹78,60,344 - ₹48,08,493
* 5-year projection assumes 12% investment returns

Note: These are estimates based on average costs. Your actual expenses may vary. Company benefits (meals, transport) can significantly reduce costs. Last updated: November 2025.

☀️

Climate & Living Conditions in Mumbai

Hot & humid coastal climate with heavy monsoons

🌡️Temperature

18°C - 35°C

💧Rainfall

2400mm/year

🌫️Air Quality

Moderate to Poor

Best Time

November to February

📅 Seasonal Weather Patterns

☀️

Summer

Mar-May

25°C - 35°C

🌧️

Monsoon

Jun-Sep

24°C - 30°C

❄️

Winter

Nov-Feb

18°C - 30°C

🌫️

Air Quality Index (AQI)

Level

Moderate to Poor

Typical Range

80-180

Key Concern

Coastal pollution and traffic congestion

Humidity: High (70-85%)

💰 Climate-Related Costs

  • AC essential: +₹2,500-4,000/month in summer
  • Dehumidifier helpful in monsoon (₹8,000-15,000 one-time)
  • Waterproof bags, shoes essential (₹2,000-3,000)
  • Higher electricity bills due to humidity

💡 Relocation Tips

  • Avoid relocation during peak monsoon (July-August)
  • Housing near stations reduces transport costs significantly
  • Sea-facing areas cooler but 30-40% more expensive
  • Local train commute manageable with AC available
  • Monsoon can cause waterlogging - check area history
🎯

Best Time to Relocate

November to February - Most comfortable weather and easier settling in period

FAQ about Acko Software Development Engineer 1 Salaries

The average base salary for Software Development Engineer 1 at Acko in Mumbai is ₹18,40,000.

The total compensation for freshers at Acko is ₹19,60,000. This includes a base salary, bonuses, and other benefits paid over an year.

No, Acko does not offer stock options (ESOPs) for Software Development Engineer 1.

Yes, Acko provides Relocation Bonus of ₹70,000 for Software Development Engineer 1. The company offers Relocation Bonus as part of the package to help employees cover the costs of moving to their Mumbai office for work.

The tech stack used at Acko includes: Android, Kotlin, Spring Boot.

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